Terms of Use
1. Acceptance of Terms
By accessing advfinance.org (the "Website"), operated by ADV FINANCE SPA, Via Larga 31, 20122 Milano, Italy, you agree to these Terms of Use. If you do not agree, please discontinue use of the Website.
2. Informational Purpose Only
This Website is provided strictly for general informational purposes relating to consumer lending topics, including salary-backed loans, pension-backed loans and delegation of payment concepts. The Website does not process loan applications, does not offer financial products for sale, and does not charge any fee for access to its content.
3. No Financial or Legal Advice
Content published on the Website does not constitute financial, legal or tax advice, and should not be relied upon as a substitute for consultation with a qualified professional or a licensed financial intermediary.
4. Accuracy of Content
While we aim to keep information accurate and up to date, ADV FINANCE SPA makes no warranty, express or implied, regarding the completeness, accuracy or timeliness of the content published on this Website.
5. Intellectual Property
Unless otherwise indicated, the text, layout and design elements of this Website are the property of ADV FINANCE SPA. Photographic content is sourced from third-party stock libraries under their respective licenses.
6. Limitation of Liability
To the extent permitted by applicable law, ADV FINANCE SPA shall not be liable for any direct, indirect or consequential loss arising from the use of, or reliance on, the content published on this Website.
7. External Links
The Website may reference external resources for informational context. ADV FINANCE SPA is not responsible for the content or practices of third-party websites.
8. Changes to These Terms
We may update these Terms of Use from time to time. Continued use of the Website after changes are published constitutes acceptance of the revised terms.
9. Governing Law
These Terms of Use are governed by the laws of Italy, without prejudice to any mandatory consumer protection rules applicable in your jurisdiction of residence.
10. Contact
Questions regarding these Terms of Use may be directed to ADV FINANCE SPA at Via Larga 31, 20122 Milano, Italy, by phone at +39 02 0064 4000, or by email at support@advfinance.org.